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March 22, 2018

5 Steps to Buying a Home This Year

People often think of buying a home as a huge, stressful decision that seems completely out of reach. That is simply not true. With over 25 years of real estate experience, we have seen every budget, wish list, and challenge when it comes to house hunting. If you are looking for your new home in 2018, please give us a call at 267-882-5118 and we will help you through these five steps to buying a home.

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  1. Initial Meeting. In our first meeting, we take the time to get to know you and learn exactly what you are looking for. The biggest component of any home search is the budget. Many first-time buyers are surprised by how little their investment or out of pocket expense can be to purchase a home. We can work with almost any budget and can even target your monthly mortgage payment to be similar to what you currently pay in rent.

    We will discuss your preferred style of home, number of bedrooms, bathrooms, etc. We will also cover other parts of your wish list such as location, school district, proximity to major arteries, work, and public transportation.

  2. Get Pre-Approved. We recommend getting pre-approved for a mortgage to each of our clients. Basically, a lender will determine a pre-approved loan amount for you before you start looking at homes. Buyers that are pre-approved have a leg up on competition since you won’t have to wait for a lender when you find a house you love.
  3. House Hunting. The fun part! Now that you have a budget, and we know what you are looking for, we visit homes that fit your criteria until you find one that you love. You may find your home on the first day, or it may take months. We will be there with you every step of the way for as long as it takes. Once you make an offer that is accepted by the seller, your home is considered under contract.
  4. Inspection. Another step that we recommend to every client. Having a certified home inspector review your home is a crucial step in the home-buying process. If an inspector finds anything that is cause for concern, we will negotiate with the seller to have any issues repaired, or to lower the price on the home. A seller is under no obligation to do so, but if the inspection reveals a dealbreaker, then you also can walk away from the sale.
  5. Final Walk-Through and Settlement. After the inspection, you have the opportunity to do one final walk-through of the property to make sure everything is in order. From there, you head to settlement, where you sign the mortgage and receive the keys to your new home!

We pride ourselves on providing exceptional service to you. If you are looking to buy a home in Pennsylvania or New Jersey, please give us a call at 267-882-5118 or email us at info@disipiohomes.com to get started today.